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Currency Exchange Calculator

Convert between 20+ major currencies instantly — free and no sign-up.

Currency exchange money and coins on a table

How the Currency Exchange Calculator works

Enter an amount, choose the source and target currencies, then click Convert Currency. The tool multiplies your amount by the mid-market reference exchange rate to give the converted value instantly:

Converted amount = Amount ÷ Rate(From→USD) × Rate(To→USD)

Every currency in the tool is stored relative to the US dollar, so any pair — even two currencies that aren't USD — can be converted through that common base without needing a separate rate for every possible combination. Rates shown are reference mid-market values — actual bank or FX transactions may include a spread or fee on top, which is why the amount that lands in your account is usually a little lower than a pure mid-market calculation.

Worked examples

Example 1 — Booking a trip (USD → EUR)

You're paying a $1,200 hotel deposit in Europe and want to know the cost in euros. With the reference rate EUR 0.918 per USD: 1,200 × 0.918 = €1,101.60. If your card charges a 3% foreign transaction fee on top, the real cost rises to roughly €1,134.65.

Example 2 — Online shopping (GBP → JPY)

A camera listed at £850 on a Japanese retailer's UK storefront needs converting to yen to compare with the local price. GBP→USD is 1/0.787 = 1.2706, then USD→JPY is ×149.50: 850 × 1.2706 × 149.50 ≈ ¥161,468.

Example 3 — Freelance invoice (EUR → USD)

A freelancer invoices a US client for €3,500 of design work. Converting to dollars: 3,500 ÷ 0.918 = $3,812.64. That's the reference amount before the payment processor's own conversion margin is applied.

Foreign currency banknotes for exchange

Reference exchange rates (1 unit vs. USD)

CurrencyCodeRate per 1 USD
EuroEUR0.918
British PoundGBP0.787
Japanese YenJPY149.50
Australian DollarAUD1.532
Canadian DollarCAD1.365
Swiss FrancCHF0.899
Mexican PesoMXN17.15
Brazilian RealBRL4.97

Reference mid-market values used by this calculator — not a live feed. Use the tool above for the full 21-currency list and any amount.

Tips to get a better real-world rate

Who uses a currency exchange calculator

Travelers budgeting a trip and comparing hotel or tour prices quoted in a foreign currency. Online shoppers checking whether an item priced abroad is really cheaper once converted. Freelancers and small businesses invoicing international clients or estimating the local value of a foreign payment. Investors tracking how currency moves affect the returns of foreign-denominated assets. Students and expats converting tuition fees, rent or salaries between the currency they earn in and the one they spend in.

Supported currencies

USD · EUR · GBP · JPY · AUD · CAD · CHF · CNY · INR · MXN · BRL · KRW · SGD · HKD · NOK · SEK · DKK · NZD · ZAR · TRY · PLN

Frequently asked questions

How accurate are the exchange rates?

Rates are reference mid-market rates. For live interbank rates use your bank or a forex broker.

Which currencies are supported?

USD, EUR, GBP, JPY, AUD, CAD, CHF, CNY, INR, MXN, BRL, KRW, SGD, HKD, NOK, SEK, DKK, NZD, ZAR, TRY and PLN.

Does this calculator charge fees?

No. BreezeCalc is completely free with no sign-up required. Real bank transactions may include additional fees and spreads.

Can I swap the currencies quickly?

Yes. Click the Swap button between the two dropdowns to instantly reverse the conversion direction.

What is the difference between the mid-market rate and my bank's rate?

The mid-market rate is the midpoint between the global buy and sell price for a currency pair, with no markup. Banks and card networks add a margin on top — often 2-5% — plus a fixed fee, so the amount you actually receive is usually lower than a mid-market conversion.

How often do exchange rates change?

Major currency pairs move continuously during market hours, sometimes shifting more than 1% in a single day around economic news. This calculator uses fixed reference rates for quick estimates; for live executable pricing check your bank or a currency broker at the time of the transaction.

What is the best way to convert currency without losing money?

Compare the mid-market rate shown here against the rate your bank, card or exchange counter actually offers. Fee-free cards and licensed online transfer services typically stay closest to mid-market, while airport kiosks and dynamic currency conversion at checkout are usually the most expensive options.

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